Our Team

Decades of experience

Since opening the doors in 2005, we’ve carefully assembled a group of individuals that functions as a smart, seasoned team. As you’ll discover by reading the brief bios assembled here, we offer clients decades of experience, not a small thing considering the complex and ever-changing industry we work in. As a result, our clients feel confident when we say, “We’ve got this.”

Small and mighty—that’s how we think about ourselves. We’re efficient and effective, which means we can afford to offer expert consulting services—all focused on details, deadlines, regulations and compliance issues—at a good value.

Decades of experience


We’re experts—

every single one of us


We’re experts—

every single one of us


Mathew J. Calamita


Though I spent the first years of my career gaining experience in the retirement plan industry, I was eager to offer clients a more complete range of services. With that in mind, I founded Delaware Valley Retirement in 2005. I now serve as the company’s president and am a member of the American Society of Pension Professionals & Actuaries (ASPPA) and the ASPPA Benefits Council of the Delaware Valley. I’m happy to serve our clients as a seasoned consultant, offering expertise in the design and implementation of qualified retirement plans.

I look forward to meeting you and invite you to get to know the rest of our team.


Suzette Young

Compliance Director

I joined the team at Delaware Valley in 2011, bringing with me more than two decades’ experience in the industry. I hold an Associates of Science degree from Widener University, have earned the CEBS designation from The International Foundation of Employee Benefit Plans and the Wharton School of Univ. of Pennsylvania. I also hold QPA and QKA designations from the American Society of Pension Professionals & Actuaries (ASPPA), and hold an ERPA designation allowing me to practice before the IRS. Our clients look to me for plan design and plan document drafting. I also work with them on compliance support and a variety of special projects including VCP submissions and IRS Audit support.


Barbara Denmark

Senior Pension Administrator

I arrived at Delaware Valley Retirement in 2007, bringing with me nearly a decade of experience with retirement plans. Today, my clients and I work together to build and fine-tune their defined contribution plans, including 401(k), 403(b), profit sharing, cross-tested and prevailing wage plans. I hold a Bachelor of Arts degree from Arcadia University and have earned the QKA designation from the American Society of Pension Professionals & Actuaries (ASPPA).


Denise C. Clark

Senior Pension Administrator

I joined Delaware Valley Retirement in January 2013 and now have more than 25 years of experience in the retirement industry. In addition to learning from colleagues and clients, I’ve honed my skills by earning professional credentials, including: Enrolled Retirement Plan Agent (ERPA) from the IRS, and Qualified Plan Administrator (QPA) and Qualified 401(k) Administrator (QKA) from the American Society of Pension Professionals & Actuaries (ASPPA). My role at Delaware Valley gives me the opportunity to administer qualified retirement plans for my clients.


Amy Nolan

Pension Administrator

When Delaware Valley hired me in 2009, I already had more than 11 years’ of experience in this industry, including extensive experience in pension administration, plan document design and plan conversions. Today, I administer more than 60 defined contribution plans, offering administration and customer service to our plan sponsors and to their retirement plan participants. I’m a graduate of Bloomsburg University with a B.S. degree in mathematics and a concentration in statistics.


Anne Rainsford

Pension Administrator

I joined Delaware Valley Retirement in 2007 with more than 19 years of experience in plan administration and consulting. Now I serve our clients as a specialist in the management of 401(k) and cross-tested defined contribution plans. And I also enjoy my role as a communicator and problem-solver as I manage client communications and resolution of plan-sponsor problems.


Nancy Hooper

Pension Administrator

I joined Delaware Valley Retirement in May of 2014, bringing with me more than 8 years of experience. I am a graduate of West Chester University with a Bachelor of Arts degree. My role on the team is to support our senior administrative staff with their plans: helping them process distributions, keeping track of deadlines and other details. I also continue to work closely with my own clients.


Christopher Calamita

Information Technology Manager; Marketing Coordinator

After graduating from West Chester University, I joined Mat Calamita in his effort to found Delaware Valley Retirement. Together, we’ve seen the business grow in expertise and success. Today, I oversee all of our marketing strategies, and I ensure that the technology we use to support our clients is secure, efficient and trouble-free. Additionally, I support all of our new clients as we move together through the plan-implementation process, troubleshooting any potential problems to ensure a smooth transition.


Thomas Forbes, III

Client Relations Manager

I’ve been with Delaware Valley Retirement since the early days in 2005. My current role on the team allows me to work closely with our clients and with financial institutions to initiate, approve and manage all plan-participant withdrawals and rollovers, ensuring that all details are managed efficiently. I also oversee our own corporate finances and accounting functions. I hold a B.S. degree in business administration from Pennsylvania State University.


Christine Sarf

Compliance Assistant

I joined Delaware Valley Retirement on a part-time basis in 2019 following many years in the retirement benefits field.  I’ve worked as a paralegal, benefit consultant, trust officer and, most recently, as manager of retirement plans for a large international corporation.  Delaware Valley Retirement is providing me with an opportunity to expand my knowledge by working with their knowledgeable staff and diverse client base.